Builders and Construction Firms
Funding for day-to-day cash flow, equipment, labour, and expansion.
Access the capital you need to scale your construction firm. Fromplant hire to payroll, our construction business loans provide the flexible fundingrequired to keep your projects moving on schedule

A reliable and transparent space where construction firmsfeel protected and supported by fair lending practices.
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Every contractor is seen and supported with industry-specific knowledge and warmth throughout their funding journey.
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Growth happens naturally through flexible repayment structures tailored to your project’s specific cash flow cycles.

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Get matched with funding solutions designed for construction businesses.
CBL combines specialist construction positioning with the broader lender-matching strength behind some of the biggest lending companies.



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Secure funding that helps your UK construction business invest in people, plant, materials, and new opportunities without placing extra strain on day-to-day cash flow.
Stay on top of wages, suppliers, and project costs with funding designed to support steady operations and reduce pressure caused by slow payments.Transparent and well-maintained agreements, constant

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Construction business loans are finance options designed to help construction companies manage cash flow, fund projects, purchase materials, or invest in equipment. They can be used for short-term needs like covering wages or longer-term growth such as expanding your business or taking on larger contracts.
Yes, in some cases you can still access construction finance with bad credit. Lenders will often look at your overall business performance, cash flow, and contracts rather than just your credit history. The options available will depend on your circumstances and the type of funding you need.
Timeframes vary depending on the type of finance and lender, but some construction finance options can be arranged in a matter of days. More complex funding, such as development finance, may take longer due to additional checks and structuring.
Construction finance can be used for a wide range of business needs, including:
Covering payroll and subcontractor costs,
Purchasing materials and stock,
Buying plant, machinery, or vehicles,
Managing cash flow between project payments and
Funding new contracts or expansion.
Yes, plant and machinery can often be financed through asset finance or equipment finance. This can help spread the cost of excavators, diggers, loaders, vans, generators, and other essential equipment over time rather than paying the full amount upfront. It can support cash flow while still allowing the business to invest in the tools it needs.
Invoice finance can be suitable for some construction businesses, particularly those that invoice other businesses and deal with long payment terms. It allows a business to unlock cash tied up in unpaid invoices, which can help with payroll, supplier payments, and ongoing project costs. Suitability will depend on the contract structure, debtor quality, and the lender’s criteria.