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Construction Business Loans (CBL) – Terms and Conditions

1. Introduction

These Terms and Conditions govern your use of the Construction Business Loans website (“CBL”, “we”, “us”, “our”).

CBL is a specialist construction finance platform operated as a dedicated branch of the Funding Agent broker team. We connect UK construction businesses with a panel of lenders and finance providers.

By using this website, submitting an enquiry, or engaging with our services, you agree to these Terms and Conditions.

2. Our Service

CBL is not a direct lender.

We act as a broker, introducing construction businesses to suitable lenders based on the information provided. We aim to match users with finance options such as:

• Construction business loans
• Working capital finance
• Invoice finance
• Plant and machinery finance
• Bridging finance
• Property development finance

We do not guarantee:

• approval of any application
• specific loan amounts
• interest rates or terms

All final decisions are made by the lender.

3. Eligibility

To use our services, you must:

• Be at least 18 years old
• Be authorised to act on behalf of a business
• Provide accurate and truthful information
• Be seeking finance for business purposes

We may refuse access to our services if we believe information provided is inaccurate or misleading.

4. Information You Provide

When submitting an enquiry, you agree that:

• All information provided is accurate and up to date
• You have permission to share business and financial details
• You understand this information may be shared with relevant lenders

Providing incorrect or incomplete information may affect your ability to access finance.

5. How We Use Your Information

By using CBL, you agree that we may:

• Share your details with lenders and finance providers
• Use your information to match you with suitable finance options
• Contact you via phone, email, or other channels regarding your enquiry

Your data will be handled in accordance with our Privacy Policy.

6. No Financial Advice

CBL does not provide financial, legal, or tax advice.

Any information on this website is for general guidance only. You should seek independent professional advice before entering into any financial agreement.

7. Fees and Commissions

CBL may receive a commission from lenders if you proceed with a finance agreement.

In most cases:

• You will not be charged a direct fee for using our service
• Any fees will be disclosed by the lender before you enter into an agreement

8. Liability

CBL is not responsible for:

• Decisions made by lenders
• Terms or agreements offered by third parties
• Any financial loss arising from agreements entered into

We do not guarantee the accuracy or completeness of all information on the website, although we aim to keep it up to date.

9. Third-Party Links

Our website may contain links to third-party websites or services.

We are not responsible for:

• the content of external websites
• the privacy practices of third parties
• any services provided by third-party lenders

10. Intellectual Property

All content on this website, including text, branding, and design, is owned by or licensed to CBL.

You may not:

• copy
• reproduce
• distribute

any content without prior written permission.

11. Website Use

You agree not to:

• misuse the website
• attempt to gain unauthorised access
• submit false or fraudulent information
• interfere with the operation of the site

12. Changes to These Terms

We may update these Terms and Conditions at any time.

Changes will take effect once published on this page. You are responsible for reviewing the latest version.

13. Governing Law

These Terms and Conditions are governed by the laws of England and Wales.

Any disputes will be subject to the jurisdiction of the UK courts.

14. Contact

If you have any questions about these Terms and Conditions, you can contact us:

• Email: info@constructionbusinessloans.co.uk
• Website: constructionbusinessloans.co.uk

Important (for you, not site copy)

Before publishing, you should:

• Align wording exactly with Funding Agent’s legal stance if required
• Add company registration details if CBL is a trading name
• Confirm whether you need FCA wording depending on how you position services
• Mirror structure across Privacy Policy + Terms